After coming across a couple merchants and websites that didn't provide their own creative, I decided to make my own text banners for some of them. Then I realized that others could benefit from the information as well.
It doesn't take very much time (about 10 minutes if you're proficient with Photoshop, a little bit longer if you're not). To fill the gap, I've written a quick tutorial called
Creating Simple Text Banners Using Photoshop.
Enjoy and of course, please leave any comments if you have feedback or questions.
~ Teli