Wow! I haven't checked this thread in a few days and now it's got three pages! I've gone through and read every single post, and I just wanted to thank everyone for sharing their advice/wisdom.
Please know that you all have helped me, and I'm sure any other newbie like me that reads this thread will indeed learn something from it.
I've recently gotten into the CPA game. It's not bad, the profits aren't too high, but you can't expect them to be when you get paid just for having someone enter their e-mail or zipcode. They convert a little better, though. After all, it is free to enter an e-mail address
The money can add up though, I've found you just have to know where to put your affiliate links. Keywords for the affiliate offers on CPA programs are VERY competitive, so I think I'm going to try bum marketing like everyone suggested.
Again, thank you everyone that has posted here. I will try to check back more often and update everyone on my progress.
Thank you!
--Bandit