Welcome to 5 Star, Cosmos.
We are getting a lot of members from Canada. Good to add you to the list.
You are right about this being a friendly community. It is also a very helpful community.
You already have a thread started with your SBI question and that forum is the best place for such questions since this forum is for people to introduce themselves and for others to welcome them.
Here is a link to your SBI question thread, which has some replies
What do you folks think of SBI ?