Well, Joe thanks for your comments. All I know its working for me. I can't speak for anyone else. It has allowed me to pay off my student loans. Which is great, if it does not do anything else. I feel Like I came out on top. Just wanted to share what has been a finacial life savor for me, was not trying to convince you to become part of the program; if you feel that way, I do appologize, if it was taken as so.
Thanks again for your comments.
Ricky12
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