Direct deposit, too -- banks, at least from where I come from, are getting more and more fussy about the checks. I recently brought in a check for deposit and was told the bank is now enacting a 5-day hold policy on checks over a certain amount and I should get direct deposit for immediate access. Well, the merchant, one of my best otherwise, doesn't offer that so after I get those checks, I'm stuck waiting another five days before I can access my hard earned money! Sigh.
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