Thank you jcorkern for the advice. I downloaded the ebook and the keywords tool and hope to look them over after work.
I am not sure what you meant when you said there are banners over texts on one of my websites because on my computer, in both Netscape and Explorer, the banners don't cover any texts but line up without touching the texts. Which browser did you use to view my web pages?
Also you mentioned that it is not a good idea to compete with downloadsonline. Did you mean it is not a good idea to use keywords that downloadsonline uses?
Anyway downloadsonline were the ones that suggested that I use their website in my own frames with my own domain name. Out of all my websites I am hoping that one gets the most traffic because I earn a commission on every product and every category in the Clickbank marketplace if anyone purchases anything through my downloadsonline link.
Here is an alternative web page (in need of review) I created for my downloadsonline web page if the other is not working for me. But this one has several frames in it which may present a problem. But what I like about it is the quick reference table of contents I created which I am hopig would be convient for visitors to quickly find something they want and click on it.
Downloads Online: Information, eBooks and Software Downloads Online Directory
Thanks again for all the advice.