You have made a very good point. I myself have built sites for people, made graphics and sold many affiliate products. The key ingredient that just made me stop was 'lacking passion'. As a music player I have always had a passion for music and now I can see how I can take that passion and use it to make me money! Thankyou for helping me realise this!
Perhaps now I will be able to stick to something for a little longer than skipping from one highway to the next!