I use CJ and at first (a few years ago) I watched my balance climb over the $50 minimum threshold for payment and wondered why I didn't get a check. I found out by checking my reports that only some of the money had been paid by the merchants, not up to the $50. so I had to wait. It seems that merchants have some time to pay you through CJ. CJ's cut off is around the 15th of the month and I get my $ around the 22nd. This month the balance in my acct with CJ cut down to about 1/3 of the balance letting me know that I was going to receive the other 2/3 and that the 1/3 remaining had not been paid by the merchants yet. Next month I will get the 1/3 and the same thing continues. As far as currency conversion fees, I know that my UK affiliate programs send the $ to me as Pounds and my bank here in the US does charge a fee to convert the deposit.
Hope this was some help
Tom
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