Hi Daniel
It is great to meet you. It sounds like you have been thinking things over. If you are like me and have to have the latest and greatest even if you do not know how to use it then I would go for your second option.
You need to also think about how much memory does your computer have because running multiple programs with photoshop sucks up a lot of memory? If computer is not that great then it is not worth buying all those programs.
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